Loan calculator
EMI sanity check
Estimate EMI, total interest and total repayment before you commit to a loan.
Use this for rough planning only. Actual EMI depends on lender policy, reset frequency, insurance, fees and repayment type.
How to read the result
EMI
Monthly cash outflow. Check it against salary date and other obligations.
Total interest
The invisible cost of longer tenure. A lower EMI can still mean much higher interest.
Total payment
Principal plus interest across the loan period.